Houston Rideshare Accident Attorney


The two biggest rideshare companies, Uber and Lyft, employ thousands of contracted drivers so who is financially responsible if you have an accident while a passenger or if you got into an accident with one of their drivers?   Uber and Lyft drivers turns on an app when they are ready to work.  They own their own vehicles and each service requires their contracted drivers to carry insurance.  Uber and Lyft have certain conditions where their insurance comes into play when injuries and loss occurs at an accident where one of their drivers were at fault.  These rules along with insurance laws can get complex so if you have been seriously injured in an accident involving an Uber or Lyft driver, your best course of action is to seek the advice of an experienced personal injury attorney.

The Molina Law Firm has been representing car accident victims for over 20 years helping them navigate the sometimes complex legal fight against the insurance carriers.  Remember that when you retain Attorney Rick Molina, you pay nothing up front and we only collect a percentage of the compensation you receive only when we have won your case.  Don’t go against the insurance carriers alone.  Attorney Rick Molina will aggressively represent you and fight on your behalf.  We have the knowledge, resources and experience to get you all the compensation for your loss, pain and suffering.

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We are here are ready to help.  If you have been involved in an accident with serious injuries, contact us for a free case evaluation.

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What are some different scenarios where Uber accepts responsibility for the accident?

All Uber drivers are covered by a $1 million liability insurance policy and provides for under-insured or uninsured coverage.  Each driver also is required to carry liability insurance but some insurance carriers require that the driver report that they are using the vehicle as a rideshare.  This may increase their policy cost so some drivers do not mention that they are using their vehicle in a business capacity so some insurance companies may deny coverage.  Even more reason to hire a personal injury attorney like Attorney Rick Molina to fight on your behalf.

Uber’s coverage activates only when the app is in driver mode and the driver is accepting fares.

Your health should be your number one priority. If you have been hurt seek medical attention. If first responders suggest that you go to the emergency room, follow their advice. An emergency room doctor can help detect initial injuries and possible issues that may come later. Additionally, they may detect any disabilities that can be long term or permanent. They will document these injuries and help your personal injury attorney when you decide to pursue an injury claim.

If you or someone at the accident called 911, the local police will show up to perform the initial investigation.  They will ask a lot of questions, cooperate and answer honestly but make sure you do not make comments that indicate that you were at fault.  Answer the questions directly and do not elaborate.  Even the smallest statements can be used against you by the insurance companies to deflect fault from their clients.

If you or someone you know is able, take photos of the accident scene.  Include photos of the vehicles involved as well as the accident scene such as the intersection, road conditions and any possible contributing factors like construction or obstructions.

Once you leave the accident scene or have been treated at the hospital, contact the Molina Law Firm so that we can get the details of your case and let you know what to expect.  We offer free consultations and you never pay a fee unless we win your case.  Attorney Rick Molina knows Texas laws and he knows Houston.

uber lyft accident attorney

Rideshare Accident Statistics

Although ridesharing is a relative safe way to travel as compared to other forms of commuter transportation, there has been an uptick in accidents involving Uber and Lyft drivers due to the explosive popularity.  

In 2014, Uber offered 140 million trips annually.  In 2019, Uber trips has increased to 6.9 billion.  Some statistics include:

  • In 2017 and 2018, Uber reported 97 fatal crashes for a total of 107 deaths.
  • The fatalities are evenly divided between riders and drivers involved in an accident with a rideshare vehicle.
  • An increasing number of accidents occur at the drop-off or pick-up location.

Free Consultation. No fees unless we win your case

We are here are ready to help.  If you have been involved in an accident with serious injuries, contact us for a free case evaluation.

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Frequently asked questions about rideshare accidents

Lyft and Uber both have liability coverage that changes depending on the stage of driving.

Between the time of turning on the app and accepting a ride, there is coverage of up to $50,000 for bodily injury, $100,000 per accident, and $25,000 for damaged property. Between the ride matching and dropping off the passenger, there is primary liability coverage of $1,000,000 per accident and $1,000,000 for uninsured and underinsured motorists.

Drivers may also carry their own insurance policies which may provide more coverage during the times when they’re not using the app to actively drive a passenger or drive to meet them.

Uber and Lyft drivers have personal insurance coverage and company coverage. As a passenger, it’s important to know that you’re not at fault in this situation. The driver’s insurance through the company should cover the damages, but your claim may get complicated depending on the nature of the accident and how fault is determined.

If you’re involved in an accident with a rideshare driver, you may be able to sue Uber or Lyft, but the requirements for doing so would depend heavily on the case and the accident. Uber and Lyft drivers are considered independent contractors by both companies, but the legal definition of “independent contractor” may not apply 100% to drivers as we’re now finding out. To learn more, we encourage you to get in touch.

In accidents without a passenger, the driver’s personal insurance covers that portion of the drive, but the companies have insurance if the driver doesn’t have enough. For accidents with a passenger, the rideshare companies have insurance to cover for those damages.

Talk to Attorney Rick Molina Today!

Accidents involving rideshare services like Uber and Lyft can get very complex and you may not know who is liable for the damages and injuries you sustained.  Many factors come into play when determining fault, extent of injuries and loss, etc.   Attorney Rick Molina and the Molina Law Firm is here to help.  We will aggressively represent you by thoroughly investigating the case, gathering all pertinent information, determining present and future pain, suffering and loss then maximizing your compensation.

We work on a contingency basis so you pay us nothing up front and a percentage when we win your case.  We have helped hundreds of people over the past 20 years to get back on their feet after serious injuries and we can help you!

Houston Personal Injury Attorney Rick Molina